Bar Chart: Operating earnings before Tax Bar Char: Operatings before tax Life Insurance

Bar Chart: Standardized New Premium Production Bar Chart: Total deposits/ Off balance Sheet production

Americas (includes AEGON USA and AEGON Canada)
  2005 2004   2005 2004  
  in million in million   in million in million  
INCOME BY PRODUCT SEGMENT USD USD % EUR EUR %
Traditional life 674 639 5 541 514 5
Life for account of policyholders 108 107 1 87 86 1
Fixed annuities 529 353 50 425 284 50
Variable annuities 162 220 (26) 130 177 (27)
Institutional guaranteed products 349 456 (23) 280 367 (24)
Fee — off balance sheet products 67 (1)   54 (1)  
Reinsurance 131 (109)   105 (88)  
Accident and health insurance 345 361 (4) 277 290 (4)
Operating earnings before tax 2,365 2,026 17 1,899 1,629 17
Gains/(losses) on investments 299 280 7 240 225 7
Impairment charges 53 (197)   42 (159)  
Share in profit/(loss) of associates 0 3   0 3  
INCOME BEFORE TAX 2,717 2,112 29 2,181 1,698 28
Income tax (705) (439) 61 (566) (353) 60
Minority interest 2 (3)   2 (2)  
Net income 2,014 1,670 21 1,617 1,343 20


EXCHANGE RATES
  Weighted average   Year end
PER 1 EUR 2005 2004 2005 2004
USD 1.2456 1.2436 1,1797 1.3621
CAD 1.5094 1.6166 1,3725 1.6416