| |
|
|
| in EUR million |
2004 |
2005 |
| By product segment |
|
|
| Traditional Life |
566 |
823 |
| Life for account of policyholders |
304 |
243 |
| Fixed annuities |
284 |
425 |
| Variable annuities |
177 |
130 |
| Institutional guaranteed products |
367 |
280 |
| Fee - off balance sheet products |
36 |
33 |
| Reinsurance |
(88) |
105 |
| Accident and health insurance |
325 |
324 |
| General insurance |
104 |
55 |
| Banking activities |
24 |
15 |
| Other |
0 |
(6) |
| Interest charges and other |
(327) |
(280) |
| Operating earnings before tax |
1,772 |
2,147 |
| Gains/(losses) on investments |
1,203 |
1,157 |
| Impairment charges |
(183) |
14 |
| Other non operating income/(charges) |
(22) |
277 |
| Share in profit/(loss) of associates |
25 |
20 |
| Income before tax |
2,795 |
3,615 |
|
|
| |
|
|
| Income before tax geographically |
|
|
| Americas |
1,698 |
2,181 |
| The Netherlands |
1,097 |
1,286 |
| United Kingdom |
220 |
272 |
| Other countries |
135 |
248 |
| Holding and other activities |
(356) |
(352) |
| Eliminations |
1 |
(20) |
| Income before tax |
2,795 |
3,615 |